Insurance Overview & FAQs

During our 40+ years of providing financing across the United States, the Advance Acceptance team has witnessed events from customers losing everything in a fire, to having equipment being stolen off-the-street, right behind their back. We want to make sure our customers are protected, so we can help them replace equipment lost after an unfortunate situation.

Contact our Insurance Department Directly at (952) 516-7334 or fill out the form, below. 

Insurance Certificate Checklist

What your agent should provide us with on their certificate of insurance or Acord form (if available).

The Lender

First Western Bank & Trust, DBA: Advance Acceptance, ATIMA, 100 Prairie Center Drive, Eden Prairie, MN 55344 as certificate holder, loss payee or additional insured, depending on your finance or lease contract.

Contract (agreement) Number

This is located on your finance documents from Advance Acceptance on the first page.

Cost of Equipment

The total cost of the equipment is typically on the dealer's invoice. This is the cost of the actual equipment, not the total amount of the loan.

Policy Dates

The effective and expiration dates of the policy. Just like your homeowner or auto insurance.

Insurance Provider

The name of your insurance provider (or carrier) and your policy number.

We Provide Insurance Solutions

Advance Acceptance works with a national insurance provider, specializing in equipment, if you need coverage.

Need Help? Contact Us:

Or call (952) 516-7334 


Some of the standard questions from our customers.

When does the insurance certificate need to be in to Advance Acceptance?

We prefer that the certificate be sent in with all other documents sent to the account manager. If that isn't possible, as soon as possible thereafter, to make sure that customers are protected from loss or damage.

Will Advance Acceptance contact the agent?

We will follow-up with the agent to obtain the correct documents, but the customer must make an initial contact with their agent to add the equipment to their policy.