Since 1972, First Western Equipment Finance has helped equipment dealers, manufacturers, and small businesses close more deals by making financing as easy as equipment selection. Because the sale isn’t truly complete until the customer can pay for it.

Financing Made Simple.

Built on trust, service, and shared success

First Western Equipment Finance Home Office

We are a bank-owned equipment finance company that partners with dealers, OEMs, and borrowers across the country to deliver flexible, fast, and dependable financing for essential-use equipment.

As a division of First Western Bank & Trust, we combine the stability of a community bank built on 60+ years of experience with the agility of a specialized lender—giving you confidence in every transaction, every time.

We’re headquartered in Eden Prairie, Minnesota, with a dedicated team of professionals in credit, sales, support, and program management. Many of our relationships have lasted 10+ years, built on trust, service, and shared success.

Whether you’re selling equipment or buying it for your business, we make financing easy, responsive, and human.

Financing Built Around How You Sell and Buy Equipment

Vendors & OEMs

Tailored finance programs to grow sales and help sell more equipment

Business Borrowers

Easy and reliable
equipment loans from a trusted lender

Municipal Buyers

Easy and reliable
equipment loans from a trusted lender

Our team is known for:

  • Fast credit decisions and flexible structures
  • Real relationship management - no call center handoffs
  • Industry-specific knowledge
  • Long-term customer and partner retention

We don't just fund deals — we help make them happen.

 

Supporting the Industries that Power Business

Whether you're a dealer supporting customer purchases or a business acquiring equipment directly, we bring the knowledge, flexibility, and service to structure deals that work. We provide equipment financing across a wide range of industries.

agriculture equipment financing

Agriculture Equipment
Financing

Designed for dealers and growers, supporting maximum productivity in the field.

Automotive Equipment
Financing

Financing for dealerships, independent shops, and heavy-duty repair facilities.

Cleaning & Sanitary
Equipment
Financing

Financing for commercial cleaners, facility managers, and sanitation operations.

Geospatial & Technology
Equipment
Financing

Support for surveyors and contractors needing the latest positioning tech.

Machine Control
Equipment
Financing

Finance machine control tech used in construction and civil engineering.

Municipal Equipment
Financing

Tax-exempt financing for cities, counties,
schools, and public service entities.

Outdoor Power Equipment Financing

Outdoor Power
Equipment
Financing

Programs tailored to seasonal organizations, landscapers, and robotic operations.

Professional & Specialty
Equipment
Financing

Financing for quality engineering firms.

Rental Fleet Equipment Financing

Rental Fleet
Equipment
Financing

Fund the rental gear your
customers rely on.

Learn More About Equipment Finance Trends

Explore Insights from the First Western EF Team

Stay informed on the latest equipment finance trends, customer success stories, and market insights that impact how businesses buy and sell equipment.